The Small-Cap Buster Program
Lower Volatility Small-Cap Stocks

Our Small-Cap Buster Program provides investors the opportunity to invest in a portfolio of small-cap stocks which are carfully selected to meet our strict criteria. We begin with the S&P600 small cap index, in part because unlike the better known Russell 2000 Index, companies with the S&P600 must be profitable. Similar to our other Buster Programs, we then apply various "screens" to develop a portfolio of high-quality small capitalization stocks to compliment on investors current portfolio.

Small-Cap stocks have historically outperformed their large cap brethren. However, investors should be aware that many of these stocks are more volatile than the S&P500. The Small-Cap Buster Program focuses on lower-volatility small cap stocks, making the program an ideal complement to our Dividend Buster and Revenue Buster programs.

This program places a great deal of importance on:
• Financial Strength
• Free Cash-Flow
• Earnings Predictability

For more information see the Disclosure Brochure.


IMPORTANT INFORMATION

In addition to the management fees that are charged by BAM, the underlying Mutual Fund, Exchange Traded Fund or Variable Annuity sub-accounts have internal expenses, fees and costs. Please read the prospectus of the underlying funds or annuity for specific information relating to the fees, charges and costs as well as other important information relating to the investments. These investments are not FDIC insured, may lose their value and are not guaranteed.

Bank Deposit Sweep Program (BDSP) "Disclosure Document" Securities offered through Bruderman Brothers, LLC, a Registered Broker Dealer, Member FINRA, SIPC. Management services offered through Bruderman Asset Management, a registered Investment Advisory Firm.