Retirement Planning

With Americans living longer than previous generations, it is no wonder that retirement savings is the leading financial goal for most Americans. Planning for retirement is essential to helping you attain your long-term goals, yet can be very overwhelming. 

This comprehensive retirement planning section is designed to provide individuals and companies with access to resources and information to help you make smart, informed decisions regarding retirement investing and savings.

Plan Sponsors - information for business owners, fiduciaries or other persons associated with the administration of a 401(k) plan or similar qualified retirement plan.

Individual Investors – information for people who have current investments through an existing 401(k), IRA account or other qualified retirement account.


There are no additional trading commissions or fees, regardless of how often trades are placed in your account. Please see important information below. For more information see the Disclosure Brochure.


In addition to the management fees that are charged by BAM, the underlying Mutual Fund, Exchange Traded Fund or Variable Annuity sub-accounts have internal expenses, fees and costs. Please read the prospectus of the underlying funds or annuity for specific information relating to the fees, charges and costs as well as other important information relating to the investments. These investments are not FDIC insured, may lose their value and are not guaranteed.

Bank Deposit Sweep Program (BDSP) "Disclosure Document" Securities offered through Bruderman Brothers, LLC, a Registered Broker Dealer, Member FINRA, SIPC. Management services offered through Bruderman Brothers Asset Management, an Investment Advisory Firm.