Variable Annuity Portfolio
A Long Term Investment Portfolio

The GGFS Managed Variable Annuity program is designed for investors who look to couple active portfolio management with optional "living" benefits. Investors have a unique opportunity to do so by utilizing the GGFS Fund Trac Variable Program.

Using the mutual fund like sub-accounts within the annuity, GGFS builds a portfolio focused on long-term capital appreciation. In this program, we charge an annual investment management fee, billed quarterly, based on the overall account value.

Variable and fixed annuities are sold through Bruderman Brothers, LLC a Registered Broker Dealer, Member FINRA, SIPC.  Management services of certain variable annuities are offered through Bruderman Asset Management, LLC, an SEC registered Investment Advisory Firm.

There are no additional trading commissions or fees, regardless of how often trades are placed in your account. Please see important information below. For more information see the Disclosure Brochure.


IMPORTANT INFORMATION

In addition to the management fees that are charged by BAM, the underlying Mutual Fund, Exchange Traded Fund or Variable Annuity sub-accounts have internal expenses, fees and costs. Please read the prospectus of the underlying funds or annuity for specific information relating to the fees, charges and costs as well as other important information relating to the investments. These investments are not FDIC insured, may lose their value and are not guaranteed.

Bank Deposit Sweep Program (BDSP) "Disclosure Document" Securities offered through Bruderman Brothers, LLC, a Registered Broker Dealer, Member FINRA, SIPC. Management services offered through Bruderman Asset Management, a registered Investment Advisory Firm.